Many people don’t purchase travel insurance before they travel outside Québec. A simple trip to a beach or ski hill in Maine or Vermont, even for a few hours, can have serious financial consequences if you’re in an accident or an unexpected health problem arises. This brochure will help you choose the right travel insurance and make it easier for you to file any claims you may have.
This brochure is intended to help you become more aware of the importance of travel insurance. It discusses how to purchase insurance, what it covers, and what its exclusions and limitations are. In addition, it explains what the Régie de l’assurance maladie du Québec (Québec Health Insurance Plan) covers out-of-province and abroad.
Travel Insurance Checklist
Think about purchasing travel insurance as soon as you plan to travel outside Québec;
Check what protection is offered by your group insurance at work or your credit cards, to avoid “duplicate” insurance;
Travel insurance is available from insurance representatives, insurers, travel agencies and certain financial institutions, among other entities;
Take the time to identify and understand the main protection, limits and exclusions, especially if you have a particular health condition;
If you have consulted a doctor, if your state of health is unstable or if your medication has changed, contact your insurer before you leave;
If you rent a car, think about taking out insurance that covers rental vehicles.