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Insurance Guidelines

The AMF sets guidelines for various financial institution categories.

These guidelines help set standards governing the activities and conduct of these institutions, particularly with regard to solvency (capital adequacy) and sound and prudent management practices.

The following diagram presents the guidelines that convey the expectations of the AMF for financial institutions.

This diagram illustrates the philosophy of the AMF in the development of prudential supervision.


Guidelines diagram

Capital adequacy

Capital adequacy guidelines diagram
Sound and prudent management practices

Sound and prudent management practices guidelines diagram

Sound commercial practices

Sound commercial practices guidelines diagram

Liquidity adequacy

Schéma - Pratiques commerciales

Insurance of persons and P&C insurance

Sound and prudent management practices and sound commercial practices

Insurance of persons (life and health)

Solvency requirements

Sound and prudent management practices and sound commercial practices

P&C insurance

Solvency requirements

Sound management and measurement of earthquake exposure

For more information regarding these Guidelines Please contact:

Financial Institutions Oversight and Deposit Insurance
Telephone: 418 525-0337
Toll Free: 1 877 525-0337
Fax: 418 643-4586

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