Deposit Insurance

The AMF guarantees deposits with registered institutions in the event of the institution's insolvency. This deposit insurance provides a maximum guarantee of $100,000 per person, per registered institution.
 

Guaranteed deposits primarily comprise deposits in chequing or savings accounts, term deposits and GICs (guaranteed investment certificates). To be guaranteed, deposits must have a term to maturity of five years or less (or be repayable, at any time, on demand by the depositor, after five years from the date of the deposit), be held in Québec and be payable in Canadian currency.

The AMF provides this guarantee through a deposit insurance fund financed through the premiums paid by registered institutions.

• Guaranteed deposits
• Deposit reimbursements
• List of institutions authorized to receive deposits of money
   
• Leaflet : Your deposits are protected. That's a guarantee! (PDF)
   
• Frequently Asked Questions (FAQ)