Accident and Sickness Insurance

Title : Accident and Sickness Insurance Representative

A representative authorized to act in the Accident and Sickness Insurance sector class may only offer accident and sickness insurance products and advisory services, excluding, whether accessory or not, any other insurance of persons product, even when offered as a rider to a sickness or accident insurance contract.

How to obtain a representative’s certificate

Step 1: Satisfy the minimum qualifications

The minimum qualifications for the sickness and accident insurance sector class are as follows:
 

• Secondary school diploma;

• Attestation of an equivalent of Secondary V Studies (AESS);

• Diploma of vocational studies;

• Diploma of Collegial Studies from Québec;

• Bachelor’s degree, specialized graduate diploma (D.E.S.S.), Master’s degree or doctoral degree from a Canadian university;

• Comparative evaluation for studies done outside Québec issued by the ministère de l’Immigration et des Communautés culturelles du Québec, indicating a level of education equivalent to a secondary school diploma;

• Title of Chartered Insurance Professional (CIP) issued by the Insurance Institute of Canada;

• Title of Fellow Chartered Insurance Professional (FCIP) issued by the Insurance Institute of Canada;

• Title of Fellow, Life Management Institute (FLMI) issued by the Society LOMA.

    

Step 2: Pass the AMF’s examinations

The AMF requires future professionals to pass the following examinations in order to ensure they have the necessary skills to properly advise clients in this sector class.

01-102	Applying the legal concepts and legislation pertaining to accident and sickness insurance to the activity of a representative in the accident or health insurance sector class
01-305	Preparing an accident and sickness insurance plan adapted to a client's needs, in particular on the basis of an analysis of the client's financial situation and ability to pay the premium

An examination is valid for two years from the date passed. A failed exam may be rewritten three times.

The AMF offers reference manuals and tools to help you prepare for the examinations.

If you wish to write an AMF examination, you must complete and submit the appropriate registration application.

 

Haut de page

Step 3: Complete a probationary period

Once you have passed all the required examinations, you must complete a probationary period where you will apply, in a real but supervised setting, the knowledge and skills necessary to practice your profession. Trainees must work a minimum of 28 hours per week. All examinations must be valid when beginning the probationary period.

The probationary period is 6 weeks for the Accident and Sickness Insurance sector class.

 

Step 4: Apply for a representatives’s certificate

In order to obtain a representative’s certificate, you must submit an application to the AMF before the validity of your examinations expires. If the validity of your examinations expires during your probationary period, you have 30 days from the end of this period to apply.

While your application is being processed and on receipt of a notice to this effect from the AMF, the probationary certificate will remain in effect for a maximum of 45 days as of the end of the probationary period.

It should be noted that before issuing a representative’s certificate the Authority will take into account information related to the applicant's degree of honesty (criminal record, bankruptcy, etc.) as well as information related to the job held in case of dual employment.

Top of page

Exceptions

• Representatives who are already certifie

• Representatives from another Canadian province or territory (In French only)
   
• Québec-France Agreement (In French only)

Rules for Reinstatement

• Reinstatement of a certificate in the year following the surrender or non-renewal

• Reinstatement of a certificate within three years following the surrender or non-renewal

 

Haut de page